Personal Savings
At 1st Capital Bank, a division of Santa Cruz County Bank, we offer a variety of savings accounts. Whether you are looking to save for a rainy day, teach a child the value of saving, or need a Health Savings Account (HSA) to pay for healthcare expenses, we have you covered. Get started today by speaking with a Client Services Representative at your local branch.
Click on the account type below to view additional account details.
Account Type |
Minimum to Open Account |
Interest Earned |
Average Balance to Avoid Service Charge |
Transaction Limitations |
---|---|---|---|---|
$100 |
Yes |
$500 |
6 Pre-authorized Transfers per Statement Cycle |
|
$100 |
Yes |
None |
6 Pre-authorized Transfers per Statement Cycle |
|
$100 |
Yes |
None |
Unlimited |
We Make Banking Easy and Convenient!
- No transaction fee charged at 1st Capital Bank, a division of Santa Cruz County Bank, and Allpoint ATMs
- Online Banking and eStatements
- Mobile Banking and Mobile Check Deposit
- Combined statement available with Checking Account with identical ownership
- Automated Sweep capability with Checking Account with identical ownership