Business Debit Cards
1st Capital Bank, a division of Santa Cruz County Bank, offers Visa® Business Debit Cards for business account holders and their authorized employees. As an authorized cardholder, you make everyday business purchases using your card and the funds will be withdrawn directly from your business account.
Visa® Zero Liability Policy
Purchases made with your 1st Capital Bank, a division of Santa Cruz County Bank, Visa® Business Debit Cards are protected by Visa’s Zero Liability Policy.
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Enhanced Security for your Debit Card
1st Capital Bank, a division of Santa Cruz County Bank, Visa® Business Debit Cards have contactless chip technology. The embedded computer chip provides more security and wider international acceptance. A microchip embedded in the card adds a layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. These cards are already in wide use around the world and are now becoming the standard in the U.S.
Lost or Stolen Card
If you need to report a lost or stolen card, please call our fraud prevention center (24/7) at (800) 554-8969 or (973) 682-2652 or visit one of our branch locations during regular business hours.
