Locations
1st Capital Bank, a division of Santa Cruz County Bank, strives to provide you with quality service and convenient locations. All of our branches are full-service financial banking centers.
General InformationCall (831) 264-4000 Monday – Friday, 9:00 a.m. – 5:00 p.m. PT |
Telephone BankingCall (855) 203-6815 – Available 24/7 |
Online Banking and Cash Management Customer ServiceCall (831) 264-4003 Monday – Friday, 8:00 a.m. – 5:00 p.m. PST |
Lost or Stolen Debit CardCall (800) 472-3272 or (973) 682-2652 – Available 24/7 |
- Allpoint ATM Locator
- 1st Capital Bank, a division of Santa Cruz County Bank, is part of the Allpoint network of 55,000 surcharge-free ATMs, worldwide. Find the Allpoint ATM most convenient for you. Download your free Allpoint ATM location app at either Google Play or the Apple App store, today.
- MoneyPass® ATM Locator
- 1st Capital Bank, a division of Santa Cruz County Bank, is part of the MoneyPass® network, with approximately 40,000 ATMs nationwide, Click below to find an ATM in the network.
- Find an ATM
- Branch Locations
Monterey Branch300 Bonifacio Place Phone (831) 264-4070 ATM and Night Drop Available |
*Salinas Branch1097 South Main Street Phone (831) 540-4080 ATM and Night Drop Available |
*City Center Branch150 Main Street, Suite 150 Phone (831) 264-4000
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King City Branch432 Broadway Street Phone (831) 385-8900 ATM Available |
San Luis Obispo Branch599 Higuera Street, Suite B Monday – Friday, 9:00 a.m. – 5:00 p.m. Phone (805) 592-2049 ATM and Night Drop Available |
*Santa Cruz Branch3110 Mission Drive Phone (831) 477-7008 Night Drop Available |
- * On January 17, 2025, the Salinas branches of 1st Capital Bank, a division of Santa Cruz County Bank will be consolidated into the nearest Santa Cruz County Bank location at 480 S. Main Street in Salinas.
- * On January 17, 2025, the Santa Cruz branch of 1st Capital Bank, a division of Santa Cruz County Bank will be consolidated into the nearest Santa Cruz County Bank location at 75 River Street in Santa Cruz.
Visit the Santa Cruz County Bank website for additional locations and hours.
Bank Mailing Address
1st Capital Bank, a division of Santa Cruz County Bank
P.O. Box 811
Salinas, CA 93902