Personal Certificates of Deposit (CD)
At 1st Capital Bank, a division of Santa Cruz County Bank, our Personal Certificate of Deposit accounts provide you the opportunity to invest your funds at a guaranteed rate with a fixed term ranging from 30 days to two years. You can select the term that best fits your financial needs. Get started today by speaking with a Client Services Representative at your local branch.
Click on the account type below to view additional account details.
|
Account Type |
Minimum to Open Account |
Interest Earned |
Available Terms |
Transaction Limitations |
|---|---|---|---|---|
|
$2,500 for terms less than 365 days; $1,000 for terms 365 days or more |
Yes |
30, 60, 90, 180, 365 day and 2 year |
Early withdrawal penalties may apply |
Individual Retirement Accounts
Save for the future with a dedicated retirement account from 1st Capital Bank, a division of Santa Cruz County Bank. Traditional, Roth, and SEP Individual Retirement Accounts are available. Go to www.irs.gov or consult your tax advisor to learn more about the tax benefits a retirement account may provide you. Get started today by speaking with a Client Services Representative at your local branch.
Click on the account type below to view additional account details.
|
Account Type |
Minimum to Open Account |
Interest Earned |
Available Terms |
Transaction Limitations |
|---|---|---|---|---|
|
$200 |
Yes |
12 or 18 months |
Early withdrawal penalties may apply |
