Business Checking
At 1st Capital Bank, a division of Santa Cruz County Bank, we believe a key element to customer service is providing the right combination of products and services to make banking more convenient and efficient for your company. We offer a wide variety of business products and cash management services to fit your business banking needs. Get started today by speaking with a Client Services Representative at your local branch.
Click on the account type below to view additional account details.
|
Account Type |
Minimum to Open Account |
Interest Earned |
Average Balance to Avoid Service Charge |
eStatement Credit Back |
Transaction Limits |
|---|---|---|---|---|---|
|
$100 |
No |
$5,000 or $10,000 Combined Balance |
$2.00 |
150 Debit Items |
|
|
$100 |
No |
$10,000 or $25,000 Combined Balance |
No |
300 Debit Items |
|
|
$100 |
Yes |
$5,000 or $10,000 Combined Balance |
$2.00 |
50 Debit Items |
|
|
$100 |
No |
None |
No |
300 Debit Items |
|
|
$1,000 |
Yes |
None |
No |
None |
|
|
$100 |
No |
None |
No |
None |
We Make Electronic Banking Easy and Convenient!
All of our business checking accounts include these features:
- Visa® Business Debit Card
- Online Banking and eStatements
- Electronic Bill Payment
- Mobile Banking and Mobile Check Deposit
- Combined statement available with Checking or Savings Account with identical ownership
- Optional ACH Origination, Online Wire Origination, Positive Pay and Remote Deposit services available
- Automated Sweep capability with other 1st Capital Bank, a division of Santa Cruz County Bank accounts
